Rize Mortgage Calculators
Understand Your Home Financing Options with Smart, Easy-To-Use Calculators
Let’s explore which calculator fits your needs.
Mortgage Calculator
Estimate your monthly payments before you purchase them. Break down your potential monthly mortgage costs, including principal, interest, taxes, and insurance.
Calculate My Monthly Payment
Refinance Calculator
Compare your current mortgage with a new one. See how changes in interest rate or loan term could impact your monthly payments, interest, and payoff timeline.
See My Refinance Savings
Home Equity Calculator
Estimate how much equity you have built in your home by comparing its current market value to your remaining mortgage balance.
Check My Home Equity
Home Affordability Calculator
Discover how much home you can afford. Calculate your income, debts, down payment, and expenses to estimate a budget that fits your financial situation.
Find What I Can Afford
Rent vs Buy Calculator
Compare the true cost of renting versus owning. Break down how long-term renting compares to building equity through homeownership.
Compare Renting vs Buying
15 vs. 30 Year Mortgage Calculator
Compare short-term savings with long-term flexibility. See how different loan terms affect your monthly payment, interest, and cost of homeownership.
Compare Mortgage Terms
FHA Loan Calculator
Estimate your monthly payment, including principal, interest, property taxes, homeowners' insurance, and FHA mortgage insurance premiums.
View My Loan Breakdown
Mortgage Debt Consolidation Calculator
See how refinancing can simplify and save. Estimate whether rolling high-interest debts into your mortgage makes financial sense.
See My Savings Potential
Mortgage Points Calculator
Compare scenarios with and without discount points to see how buying your interest rate affects your payments and total loan cost.
Compare With & Without Points
Seller Closing Cost Calculator
Estimate your costs when selling a home. Break down the selling expenses, including agent commissions, transfer taxes, and potential fees.
Calculate My Selling Costs
Making confident homeownership decisions starts with clarity and numbers. Whether you’re buying your first home, refinancing, or planning how to pay off your mortgage faster, our Mortgage Calculators help you estimate payments, compare loan scenarios, and plan your next step with confidence.
These free, easy-to-use tools are designed to answer your biggest questions:
How much home can I afford?
What will my monthly mortgage payment be?
Is refinancing worth it for me?
Should I rent or buy it right now?
Next Step: Turn Numbers into Action
Your results are just the beginning. Connect with a Rize Mortgage expert to turn your estimates into real-world solutions, personalized to your goals, income, and timeline.
